Bank Liabilities Survey Publishes 2026 Q3 Release on Funding and Capital

What changed

A new quarterly Bank Liabilities Survey for 2026 Q3 was published on 8 October 2026 at 08:30 UTC. It covers banks and building societies, examining how their liabilities and capital affect credit conditions and monetary conditions.

Why it matters

This is a measurement tool, not a fresh verdict on lending or monetary policy. Its purpose is to improve understanding of the plumbing behind credit: how lenders fund themselves, how much capital they hold, and how those features can shape the conditions under which credit is provided.

That makes the survey useful groundwork for interpreting future changes in borrowing conditions. But this release, as described, provides no measured changes, findings or policy implications. The next meaningful step is seeing what the quarterly survey actually records about lenders’ liabilities and capital.